Branding expert Alan Siegel has designed a model credit card agreement that is only one page long, is easy to understand, and communicates everything that the average user would need to know about their credit card.

As such, “It therefore has no chance of coming to life” according to The Consumerist and I must sadly agree.

See TED to view Siegel’s talk, which calls for a simple, sensible redesign of tax forms, credit agreements, healthcare legislation, etc to make legal paperwork intelligible to the rest of us.